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The Maths Behind My London Property Investment

The Maths Behind My London Property Investment

If you’re a regular reader of this blog, you may have gathered that I’m not the biggest fan of property as an investment. It’s illiquid, undiversified, the fees are expensive and dealing with tenants can become a second job. But having said all that,...
Retire by 40

Retire by 40

The definition of retirement is changing and we’re all screwed. According to the government: “Default retirement age (formerly 65) has been phased out – most people can now work for as long as they want to.” Well. Thanks a lot…....
Investing Made Easy

Investing Made Easy

Ever since launching this blog quite a few old friends have got in touch to ask for advice. You’d think they’d want to know about table tennis, coffee, gambling, or anything really that I claim to be a bit of an expert at. But nope, the most common thing I...
Should I Try and Spend Less or Earn More?

Should I Try and Spend Less or Earn More?

Which do you think is better worth your time: spending less or earning more? It’s actually a harder question than I initially thought. There are some important pros and cons to both, and they’re not immediately obvious. A pound saved is worth more than a pound earned...
Rising House Prices are Bad for Homeowners

Rising House Prices are Bad for Homeowners

Warning. This post is a bit of a rant. It really bugs me when we read about the households “enjoying house price rises”. Really who apart from landlords enjoy rising house prices? Well people like me who would like to buy a home at some point certainly don’t, everyone...
Funding Circle – Get a Higher Return

Funding Circle – Get a Higher Return

This article was written in 2014 and quite a lot has changed! A lot about this article is still relevant, but you may be more interested in my most recent post on peer-to-peer lending and why I am moving my money from Funding Circle to Ratesetter. Out of all the...